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How to Determine The Value of Your House For Insurance Purposes

How to Determine The Value of Your House For Insurance Purposes

Most of the real estate websites have easy to use house value estimators which you can use free of any charges. The basis of online house value estimating is quite simple. Various geographical areas have computerized databases that contain detailed information about the various houses in the area.

White, expensive,  two story house with flooded basement

The online house value estimators make use if these databases by scanning information in the databases from different sources which include both public databases and private databases. Once the user fills in and submits information regarding their home such as the size of the house (square meters or square footage), number of rooms in the house, the location of the house among others, the online estimator gives you an estimated market value of your house by comparing similar real estate properties within the same locality.

Such websites that allows you to get a rough estimate of how much your house is worth include:

1. Zillow.com

Being one of the most popular real estate website since its launch in 2006, it is actually good when it comes to getting the job done. It contains a comprehensive database of all the homes on sale and on rent in the country. Once you submit information regarding your house such as the size, numbers of rooms and so forth, using its “what’s my home value” feature, Zillow calculates your home’s value. Zillow also provides a comprehensive list of other both similar and different real estate properties and for how much they are actually being sold. That means you can compare your house value to other similar properties if need be. Since the accuracy of the Zillow estimation varies by location depending on amount of the information available, Zillow allows you to check the accuracy of its estimation in your own locality against the actual sales

2. Realtor.com

Realtor.com provides you with real estate listings, homes and apartments for sale, house for rent and other property records/listings, as well as real estate information regarding to your neighborhood.

Once you have filled in the information regarding your real estate property, Realtor.com uses the home value estimator to assess the realistic and fair market value of your house and gives you the most accurate information. No personal information or registration is required at Realtor.com

3. RealEstateABC.com

RealEstateABC.com is a notably resourceful and interesting website to use.

You can get home value estimator, homes for sale and for rent, calculators such as mortgage calculator, property listings, and various knowledgeable articles among other things. RealEstateABC.com uses its home value estimator tool which is absolutely free and easy to use and moreover, the user does not need to fill in and submit any personal information.

4. Trulia.com

Being of the easiest website to navigate around, Trulia.com gives a unique way to do a rough estimation of your home value in only two steps using its home value estimator feature. You only need to fill in and submit both your email address and the address of the home and Trulia.com does the rest. A personalized estimate of your house is done through your email address. Apart from helping you determine your home value, trulia.com gives you valuable information pertaining homes sales, home renting and property listings.

5.County Tax Records Website

This method of valuing your home rely on the fact all houses are individually assessed and examined by their respective counties each year for the county’s tax purposes

Using your county’s online tax assessment records, from your county’s websites, you can actually find out how much the county government, values your property. This is a straightforward and the easiest way to find out your home’s value. Based on this information, you can then estimate the realistic and fair market value of your house.

6. Eppraisal.com

Eppraisal.com provides an excellent platform for your house or home appraisal.

As a user, eppraisal.com allows to do free home valuation estimates on what you home is actually worth and get a report on the value of your home as well as giving you comparable property sales in the recent past and real estate prices.All this can be done using the home value estimator feature.

7. Redfin.com

Redfin.com is quite simple to use for estimating the value of your home. All you need to do is sign up on the website and so as to get the estimate of your home using their home estimate feature. Redfin.com also allows to you find out about recent house sells, property listings as well as search house for rental and use their wide variety of online tools for free of charge.

Other websites that allow you to determine the fair market value if your house include HouseFax.com and HouseValues.com

Apart from using online home value estimator to determine the price of your house, it is important to note that it is always smart to seek professional assistance and guidance from an expert in the field although in most cases you will have to incur some charges when a professional does the house value evaluation for you.

Water damage problems got you down?

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Florida is an excellent place to live and work. Many people move to the state for new opportunities and even to retire after working their entire lives. While it is a truly beautiful state, Florida sees many storms that create massive problems for home and business owners. A common hurricane can travel through various parts of Florida and wreak havoc by damaging roofs, flooding basements and homes, and even causing electrical fires. Water damage Hollywood Fl is a popular occurrence that many people deal with. So, what happens if a storm or hurricane causes water damage Margate Fl?

You’ll need to call in the professionals. Clean up does not have to be stressful and time consuming. Water Damage LLC has over 24 years professional experience with water damage Pompano Beach. The skilled experts can be at your location within 30 minutes to inspect your home or business and see the impact of water damage Tamarac Fl. Mold and mildew can establish in a home within 5 days so having professionals at the location for an initial inspection and to begin cleanup quickly is key.

Hurricanes do bring a lot of wrath to the state of Florida. Homes or business can easily be flooded. By using special equipment to remove the excess water, Water Damage LLC can get your place back to its original condition. Once the water is removed, powerful dryers are used to get all moisture out of the flooring, walls, and ceilings. Dehumidifiers are also used to completely eradicate any leftover moisture. Once the area is dry and free of water, the area is cleaned and sanitized using a commercial disinfectant. Water damage Coconut Creek is not something to take lightly. This serious matter should only be handled by professionals who are fully equipped to tackle any job.

Although the process may sound incredibly costly, storms are considered “Acts of God,” which are covered by most homeowner and commercial insurance policies. Water Damage LLC offers a convenient method of payment if you have water damage in Sunrise Fl will work with you and your insurance company to figure out the best way to get the help that you need. If you are in need of water damage restoration or repair, contact Water Damage LLC and get peace of mind in knowing you are doing what is best for your home or business. Contact us now if your home or place of business has water damage. You can reach us 24/7 at 954-479-2177.

How Mold Develops

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If you see suspicious spots in your home, especially in damp areas like the bathroom or basement, that’s probably mold. Mold is a kind of fungus. It’s commonly black or white, but it can also be brown, green, or orange.

Mold reproduces from tiny particles called spores, that it sends out into the air. There’s a lot of mold outside, because mold is important for breaking down plant matter into soil. When you or your family go out of the house, spores can settle on your clothes and shoes. Then, when you carry them back inside, the spores can start to grow on surfaces in your home.

Spores like any place that’s damp, but their favorite habitats are insulation, drywall, or any cloth or wood. Once the spores settle in, they quickly spread and become mature mold. Then the mature mold, which is called a colony, produces more spores, and the mold spreads even further.

If you see mold, you’ll want to call Water Damage LLC. Mold can create bad, musty smells and look very unsightly. What’s more, it can ruin any surface it’s allowed to grow on. The mold is actually feeding on its host surface.

You’ll also want to call Water Damage LLC because mold can cause serious health problems. Many people are allergic to mold. Some molds can cause respiratory problems, such as aspergillosis, which results in coughing, fever, and chest pain. Some molds also contain mycotoxins, that can lead to neurological symptoms such as dementia and loss of balance and coordination. Children, older people, and people with weakened immune systems are especially vulnerable.

Mold can actually be present without being seen. Spores can establish colonies in drywall, behind paint or wallpaper. Moisture can be trapped behind the wall, and mold likes to feed on the cellulose in drywall. If you see discoloration in a wall, or notice a musty smell, call Water Damage LLC to have the area tested or for the immediate mold removal.

Water Damage LLC can restore your home and fix water damage, as well as remove mold safely and quickly. Call them right away at 954-479-2177 or 1-800-779-7659.

Water Damage LLC serves West Palm Beach, Deerfield Beach, Boca Raton, Pompano Beach, Weston, Plantation, Dania Beach, Cooper City, Miramar, Hallandale Beach, Miami Gardens, Aventura, Boynton Beach, Sunny Isles, Pembroke Pines, FL, and the nearby areas. For more information, click here.

Not Just Hurricanes: The Human Error Factor in Miami Water Damage Repair Jobs

intoxicated-man-allegedly-floods-naples-hampton-innLast March, WINKNEWS.com reported an incident in Naples involving a 28-year-old man who allegedly, under the influence of alcohol, broke the on/off valves to the pipes behind the shower in his room at a local inn. The incident was said to have caused flooding in the man’s room as well as several other rooms in the establishment.

The man’s folly likely dampened the moods of the other guests who were looking forward to a relaxing and fruitful stay at the hotel. While this incident took place in Naples, this can very well happen in Miami, since the city is one of Florida’s top destinations, and hotels in the area often reach maximum occupancy. No hotel owner in the city would let water emergencies—whether caused by human error or not—disrupt their operations for extended periods, so they turn to reliable Miami water damage professionals to get their business back to normal. (more…)

The Importance of Calling Miami Water Damage Restoration Pros After a Flood

thursday-brings-2nd-day-of-heavy-rains-for-south-floridaMiami, Florida experienced heavy rains in recent weeks, which prompted flood advisories in several parts of the city. As reported by Jennifer Gray, Julia Bagg, and Justin Finch in nbcnews.com, among the most heavily affected areas were Miami Beach, Miami, and Key Biscayne. The recent heavy rains in the city caused flash floods that made it seem like some residents were “living in water”.

Nearby Fort Lauderdale also experienced record rainfall in July, which led to flooding in several areas. In addition to affecting businesses and livelihood, flooding can have long-lasting repercussions, including water damage to properties. Controlling water damage in Fort Lauderdale, and other parts of the state which experience frequent flooding needs to be done in the most thorough and effective manner.

The effects of water damage are two-fold: it can cause homes and properties to deteriorate faster; and it can foster the growth and breeding of insects and microorganisms that carry diseases, such as mosquitoes and mold. Mosquitoes often lay their eggs in pools of stagnant water, which are prevalent after a flood. Mold, on the other hand, can proliferate in damp areas around the house. (more…)

Professional Mitigation of Water Damage in Miami: Preserving Homes and Protecting Health

miami-tries-flood-prenventionIn 2003, various federal, state, and local authorities in Miami, Florida, together with a number of environmental groups in the city, began taking steps to overhaul the canal system to control the flooding that often happens in the area. Frank Reddish, Dade County’s emergency management coordinator, said that the flooding was a result of Miami’s sea-level topography and a canal system that cannot drain water out effectively. This is further exacerbated by the fact that, like many other cities in southeastern Florida, Miami receives a high amount of rainfall during the rainy season, and is in the path of strong hurricanes that also bring strong rains. (more…)

Water Damage in Miami: An Ongoing Problem Amidst Rising Sea Levels and Hurricane Storm Surges

florida-keys-prepare-for-sea-level-riseJennifer Kay of the Associated Press reported in early July 2013 that Florida residents, particularly the ones in low-lying areas like Florida Keys, Miami, and most of Southern Florida, face a huge water problem due to the hurricanes that are expected to hit the area. Unfortunately, weather disturbances are not the only things to worry about. According to a tidal gauge, a sea level rise of nine inches has been recorded, which will further worsen the damage caused by floods. (more…)

Avoiding Possible Health Risks with Mold Removal in Fort Lauderdale

the-dangers-of-moldThe Centers for Disease Control and Prevention (CDC) says that the likelihood of mold contamination in buildings increases after extensive water damage caused by hurricanes. Florida is arguably the most hurricane-prone area in the United States; the entire length of Florida’s coastline has been hit by at least one hurricane since 1850. One might say that the threat of mold growth and the associated health risks is very real to residents of Fort Lauderdale—that’s why Fort Lauderdale mold removal services are a necessity immediately after severe water breach in an area. (more…)

How to Handle Floods, Insurance, and Water Damage in Miami

new-flood-zones-designated-in-Miami-dade-countyAccording to a news report in WSVN-TV, Miami-Dade County emergency officials prepared for possible floods by updating evacuation zones in the area. Initially, there were only three surge evacuation areas namely Zone A, B, and C; officials added Zones D and E to include areas farther west and inland that are near smaller bodies of water and thus could collect more water during a hurricane. If you live in a flood-risk area, it’s important for you to keep updated with warnings provided by emergency officials. (more…)

Why Homeowners Need Mold Removal in Fort Lauderdale

mold-in-your-homeIf you live in areas in South Florida where the wet and humid climate can oftentimes cause moisture to develop inside your homes, you may likely have mold infestations. This includes cities on its Atlantic coastline like Fort Lauderdale and Deerfield Beach, which are parts of one of the state’s most densely populated regions. Mold can adversely affect your health, especially if you have respiratory problems and similar ailments. (more…)